Build your credit foundation with a team and a coordinated plan.
Money Masterry works with you on personal credit, applicable repair work, business foundations, business credit, banking relationships, and funding preparation. Every Development level includes the same comprehensive service. Choose the monthly commitment that fits your circumstances and implementation plan.
An application starts the review process. It does not start billing or guarantee acceptance.
Level 1: $799/mo · Level 2: $1,499/mo · Level 3: $2,499/mo
One coordinated roadmap for your personal and business credit goals
We review where you are, identify suitable next steps, and help implement approved actions. Your roadmap determines which services are needed and when.
Personalized Evaluation and Roadmap
Review your personal credit position, business status, existing accounts, banking relationships, goals, and available budget. Build a coordinated roadmap and update it as you progress.
Personal Credit Development
Research and help establish suitable credit-building accounts, secured cards, credit-builder loans, and eligible tradeline options. Review account reporting, balances, utilization, payment history, and development.
Credit Repair and Disputes
Review report items, identify appropriate dispute work, organize supporting documents, coordinate authorized submissions and follow-up, and track responses within the agreed scope.
Business Formation and Credibility
Complete agreed formation and EIN steps, coordinate appropriate contact details and online presence, and prepare relevant registrations and banking information. Review existing businesses and coordinate needed corrections.
Business Credit Development
Research suitable vendor accounts, business credit-building resources, secured and unsecured products, and other eligible accounts. Coordinate approved implementation and track reporting.
Banking Relationship Development
Help select suitable institutions, prepare account-opening information, establish genuine banking activity, and plan productive conversations with bank representatives.
Credit-Card and Loan Preparation
Research suitable products, review eligibility and affordability, organize documents, plan application timing, and assist with applications and offer comparisons when authorized.
Ongoing Implementation and Support
Coordinate approved actions, follow up on pending steps, review progress monthly, and document completed work and next steps.
Client Money Tracking
Provide statements showing payments, service fees, approved expenditures, receipts, unused allocation, and refunds. Obtain approval before spending on each resource.
From your starting point to approved action
- 1
Apply
Tell us about your goals, current situation, and preferred monthly commitment.
- 2
Review Your Fit
We review the application and may request clarification before discussing an engagement.
- 3
Agree on the Roadmap and Terms
Before work or billing begins, confirm the scope, responsibilities, allocation handling, and required authorizations.
- 4
Approve Individual Resources
Review the provider, purpose, amount, ownership, ongoing costs, and expected reporting or benefit before an expense is approved.
- 5
Implement and Review
We coordinate authorized steps, track progress, and review completed work and next actions.
Submitting an application does not authorize credit inquiries, spending, disputes, account opening, or lender applications.
Same comprehensive service. Different monthly implementation capacity.
Choose the commitment that fits your available budget. A larger allocation can support more approved resources or larger suitable deposits when appropriate.
- Money Masterry service fee
- $100
- Client implementation allocation
- $699
Same comprehensive development scope.
Apply with Level 1 Selected- Money Masterry service fee
- $200
- Client implementation allocation
- $1,299
Same comprehensive development scope.
Apply with Level 2 Selected- Money Masterry service fee
- $350
- Client implementation allocation
- $2,149
Same comprehensive development scope.
Apply with Level 3 SelectedNot sure which level fits? Apply and select ‘Help me choose.’
More implementation capacity does not guarantee faster reporting, score changes, approvals, funding, or a particular result.
Understand where your monthly payment goes
Your monthly payment has two parts: the Money Masterry service fee and your client implementation allocation. The allocation is reserved for approved actions and resources within your roadmap.
Examples of potential uses
- Suitable secured-product deposits.
- Eligible credit-building accounts or resources.
- Approved business setup and filing costs.
- Other appropriate personal or business development resources.
These are examples, not an automatic shopping list. What's appropriate depends on your roadmap.
Before anything is spent, you review
- Provider
- Purpose
- Amount
- Ownership
- Ongoing costs
- Expected reporting or benefit
- Relevant conditions
The allocation is an implementation budget. It is not a promise that every dollar will be spent each month, a loan payment, an available credit limit, or an investment return.
How allocations are received and held, how unused amounts are handled, and how refunds are credited must be defined in the agreement before payment begins.
Know what has happened and what comes next
Development includes monthly progress review and documentation of your agreed roadmap.
- Completed actions
- Pending items and follow-up
- Upcoming approval requests
- Payments and service fees
- Approved expenses and receipts
- Unused allocation and recorded refunds
Understand what is separate
Educational Memberships
Credit Masterry and Credit Masterry Plus provide education and shared resources. They are not automatically included in Development unless your written offer explicitly includes them.
Standalone Credit Repair
Clients who only need repair and dispute work can request standalone repair at $100 per dispute round instead of applying for comprehensive Development.
Credit Repair →Strategic Funding
Development already includes agreed funding preparation and authorized assistance. Additional specialized funding work requires a clearly defined separate scope and disclosed fee.
Bank Boost
Separate application, qualification, and agreement required.
Credit Partner Program
Free to apply. Separate qualification and partnership terms apply if accepted.
Development does not guarantee acceptance into a separate program or investment opportunity.
How to apply
Create or sign in to your free account to save and submit your application. No payment is required to apply.
- 1. Contact details
- 2. Your goals
- 3. Current situation
- 4. Commitment preference
- 5. Review & submit
You can save a draft and return later. We never ask for Social Security numbers, bank or card details, passwords, or credit reports in this application.
Development FAQs
Tell us what you want to build
Apply for a review of your goals, starting point, and preferred monthly commitment. We will discuss suitable next steps before any engagement begins.
No payment required to apply.