01
Personal Credit Foundation
Lessons 1–18
Understand credit scores, reports, account history, utilization, inquiries, credit-building options, and credit-repair concepts.
High Level Credit Masterry Program
Understand your credit. Build a stronger financial foundation.
Follow a structured program covering personal credit, business foundations, business credit, banking relationships, and funding concepts. Choose the course membership or add premium tools and community with Credit Masterry Plus.
Credit Masterry includes the structured course. Plus adds premium tools and community. Personalized client work is offered separately.
Credit Masterry: $50/month
Credit Masterry Plus: $99/month total
Self-guided education. Practical lessons. Saved progress.
Learn the foundations behind your next financial move
This program is for people who want to understand how credit works and make more informed decisions about building their financial foundation.
- Workers strengthening their personal credit knowledge.
- People rebuilding their understanding after financial setbacks.
- People preparing to compare credit products and banking options.
- Business owners learning about business foundations and business credit.
- People who want to understand funding concepts before applying.
You do not need to start a business to benefit. Business lessons are available when they are relevant to your goals.
Go beyond the credit score
Learn how accounts, payment history, balances, reporting, documentation, and banking relationships fit together. Then explore business foundations, funding preparation, and responsible credit use.
- Understand your credit reports and profile.
- Learn account and payment-management fundamentals.
- Understand business setup and credibility concepts.
- Learn how business credit development works.
- Explore banking relationships and funding preparation.
- Learn how to compare options and recognize costs and risks.
- Understand responsible credit use and long-term development.
Seven phases · 67 lessons
The curriculum
02
Business Foundation
Lessons 19–33
Learn business formation, EINs, credibility, banking preparation, registrations, and business foundation concepts.
03
Funding Preparation
Lessons 34–42
Explore business credit, lender requirements, documentation, application timing, product selection, and reconsideration concepts.
04
Tools and Research
Lessons 43–49
Learn how research tools, banking resources, credit-building options, and planning can support informed decisions.
Tool demonstrations are part of the course. Access to premium databases, planners, and research resources is included with Credit Masterry Plus.
05
Responsible Credit Use
Lessons 50–56
Explore credit-use concepts, financing options, money management, and common mistakes.
06
Opportunities and Qualification
Lessons 57–61
Learn about applying financial knowledge, investment concepts, and the separately qualified Credit Partner Program.
Program education does not provide automatic acceptance or participation. Separate qualification and agreements apply.
07
Relationships and Long-Term Development
Lessons 62–67
Understand banking relationships, ongoing profile development, program concepts, and continued learning.
Program education does not provide automatic acceptance or participation. Separate qualification and agreements apply.
A clear learning path you can follow
- 1
Start with the foundations
Begin with the early lessons and build your understanding in sequence. Lessons open one after another as you complete them.
- 2
Watch, read, and complete the lessons
Use the videos, reading materials, and lesson attachments.
- 3
Return to your saved progress
Continue from your learning dashboard while your membership is active.
Choose your educational membership
Both memberships include the complete course. Plus adds premium tools, research resources, and community.
Credit Masterry
$50/month
The structured course for self-guided learning.
- Seven phases and 67 lessons
- Saved course progress
- Materials attached to lessons
- Personal credit and business education
- Funding and responsible credit-use education
Credit Masterry Plus
$99/month total
The course plus premium tools, planners and research resources.
- Everything in Credit Masterry
- Bank Locator
- Bureau Indicator
- Business credit-builder database
- 0% APR credit-offer database
- Secured-funding resources
- Funding Sequence planner
- Premium checklists
- Premium Resource Library
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Full seven-phase course
Credit Masterry
IncludedPlus ($99 total)
IncludedSaved progress
Credit Masterry
IncludedPlus ($99 total)
IncludedMaterials attached to lessons
Credit Masterry
IncludedPlus ($99 total)
IncludedBank Locator and Bureau Indicator
Credit Masterry
Not includedPlus ($99 total)
IncludedBusiness credit-builder and 0% APR databases
Credit Masterry
Not includedPlus ($99 total)
IncludedSecured-funding resources
Credit Masterry
Not includedPlus ($99 total)
IncludedFunding Sequence planner
Credit Masterry
Not includedPlus ($99 total)
IncludedPremium checklists and Resource Library
Credit Masterry
Not includedPlus ($99 total)
IncludedPersonalized evaluation and implementation
Credit Masterry
Separate servicePlus ($99 total)
Separate serviceCredit-repair and dispute work
Credit Masterry
Separate servicePlus ($99 total)
Separate serviceBank Boost and Credit Partner acceptance
Credit Masterry
Separate qualificationPlus ($99 total)
Separate qualificationFree career access
Credit Masterry
Available independentlyPlus ($99 total)
Available independentlyCredit Masterry Plus
Add resources that support your research
Credit Masterry Plus gives you shared tools to research options, organize information, and plan your next steps. These resources support your decisions; they do not replace individual eligibility checks or lender requirements.
Bank Locator
Research financial institutions and available banking information.
Bureau Indicator
Review available information about credit-bureau inquiry patterns.
Business Credit-Builder Database
Research business credit-building providers and account options.
0% APR Credit-Offer Database
Compare listed introductory offers and review their terms.
Secured-Funding Resources
Explore resources related to secured credit and funding products.
Funding Sequence Planner
Organize a proposed application sequence and preparation steps.
Premium Checklists and Resource Library
Use additional planning materials and research resources.
Offers, eligibility rules, and lender practices can change. Verify details with the provider before applying.
Want help implementing your plan?
Educational memberships help you learn and use shared resources. Money Masterry Personal & Business Credit Development brings our team into your individual situation to build and implement an agreed roadmap.
Development can include personal credit work, applicable repair and disputes, business foundations, business credit, banking relationships, funding preparation, and authorized implementation assistance. All three Development levels include the same comprehensive service. The monthly implementation allocation changes.
Development is separate from Credit Masterry and Credit Masterry Plus unless your written offer explicitly includes membership access.
Membership questions
Start learning with a clear plan
Choose Credit Masterry for the structured course, or Plus for the course with premium resources and community.
Money Masterry provides financial education. It does not guarantee credit-score increases, credit-item removal, lender approval, funding amounts, income, investment returns, or participation in specific programs.