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Financial Foundations · Worksheet

Build a Monthly Budget

See what comes in, what goes out, and what is left to assign.

Free · No account needed · Updated September 29, 2026

  1. Enter take-home income.
  2. Add your regular expenses.
  3. Include debt payments and savings plans.
  4. Review the remaining amount.
  5. Adjust the plan before relying on it.

Enter each amount once, as a monthly figure. If an item is already included in another category (for example, a car payment inside "Minimum debt payments"), don't list it again.

Convert a paycheck to an average monthly amount
Income
Expenses and planned allocations
Total take-home income
$0.00
Expenses and planned allocations
$0.00
Remaining
$0.00

You have $0.00 remaining to assign.

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